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Posted by ghio on May 14, 2009, 7:47 pm
On May 15, 12:15am, wmbjkREM...@citlink.net wrote:

Failed? I had solar power before you even knew it was possible. I
designed and built my own house, with my own two hands.

You FAILED to convince anyone that you built your house. In the end
you admitted that it was built by subcontractors by claiming that you
were the general contractor.

You FAILED as general contractor when you blamed others for your lack
of building ability.

You FAILED as general contractor when you didn't properly supervise
the work being done.

You FAILED to convince anyone that you designed your system and to
date still can't define your energy production or use.

The only thing you have passed with flying colours is being a
snivelling, whining, wannabe.

Invent fault? Why would anyone bother when when you hand out the proof
on a daily basis.

Posted by ghio on May 16, 2009, 10:55 am

George said:

wayne said:

This is the key to the type of sad, lying person wayne is. He loves to
tell people what I said. His statement is meant to imply that I said I
have a bad credit rating. The truth is that if you read my statement
it says that I have no credit rating. This is 100% correct. I have
"NO" credit rating at all, none, zip, zero, zilch. No credit rating at
all, good or bad. My name does not even show up on the lists. This
situation suits me just fine. I haven't borrowed money or had a credit
card in more than twenty five years. I own no stocks or bonds. Take a
guess how much the worlds economic down turn affects me.

Why does wayne dislike me to the point where he loses all control and
tells such lies? Simply because I told him that the numbers he posted
on his yoyo website didn't add up. But what really gets up his nose is
that he can't prove me wrong. He does not understand solar power
design well enough to work out what his system produces or, indeed,
what it uses.

Have a guess how many people would design a 24V solar power system to
supply 15kWhs/day.

You might well say one as this is the system wayne set up. Of course
that answer is not correct. If the answer of one was correct we could
say that wayne is a completely brain dead git. The correct answer is
that no competent person would design such a system. Wayne copied his
system from a magazine. It was a nice, well balanced system for its
design. Of course it was well and truly undersized for waynes under
estimated needs (that's what guessing gets you). In short he saw this
system in a magazine, said to himself "Wow, look at that, it's just
what I need".

No design, no energy audit, just keep throwing panels at it until it
works during daylight hours.

Posted by wmbjkREMOVE on May 16, 2009, 3:31 pm

In my experience, people who have irrational opinions about credit
card use have had some bad experience with them, and are trying to
divert the blame for their lack of discipline away from themselves and
onto the credit industry. The fact is that using credit cards
responsibly, and paying them off every month, is no different than
receiving a month's phone service and paying that off every month.
People who can't handle one generally can't handle the other. As it
happens, I sometimes use my credit cards for online purchases for
friends whose bad credit precludes them making the transactions
directly. It's painful to see how the lack of a card limits their
options in life. Even a deadbeat can get a debit card, which works as
well as a credit card for online purchases etc., and helps establish a
good credit rating. Which is beneficial for many things, such as
entering into any sort of contractual arrangement, getting a good job,
or shopping for the lowest insurance premiums. Refusing to own a debit
card is irrational. Pretending that doing without one represents some
kind of financial wisdom is silly.

LOL  Yes, the good ol' "better to have little than to have something
you could lose" theory of economics. I've got news for you ghinius -
lots of the people who were severely affected by the recession are
still miles ahead of you. If I were giving economic advice to a young
person, it would be: Step 1. invest in the things you really need.
Step 2. Put any money left over into things that enhance your life,
and give preference to things most likely to appreciate, or least
likely to depreciate a lot. Step 3. If you still have money left over,
invest it in companies that make money and pay dividends.   Let me
know if you ever get to step 2.


Posted by ghio on May 16, 2009, 11:10 pm
 On May 17, 1:31am, wmbjkREM...@citlink.net wrote:

Well now, it seems that you are again speaking from your strongest
position, ignorance. When did I say that I don't have a debit card. I
still don't show up on the credit lists.

My house, property, lifestyle and all that goes with it.

My house, property, lifestyle and all that goes with it.

Ah yes, the good old "stock market as a gambling venue" approach,
buying pieces of paper with a plastic card.
Try gold, not the stock market gold as a piece of paper, the real
thing, cold hard gold, the metal.

Well we know who owns wayne.

Posted by wmbjkREMOVE on May 17, 2009, 12:53 am

On 5/15/09 Ghio: "Yep, it took years of avoiding credit traps and
paying cash at all times."

I suppose, Mr. Editar, that you will now say that by "cash", you meant
cash, plastic, checks etc. But the truth is that faced with the
fallacies of your irrational opinions about credit, and what that
opinion says about your personal financial discipline, you're now
forced to backtrack by implying that you have a debit card. Yet for
some reason <snorf> cannot just say that in plain English.

Who do you think you're fooling? Some people acquire and use debit
cards to establish a credit rating, or to rehabilitate a bad rating.
http://www.ehow.com/how_2264558_credit-score-using-debit-card.html .
How could that work if the debit card is some kind of anonymous,
unregistered transaction?

I take it that you don't have any interest <chuckle> in receiving cash
or other incentive paybacks from the credit industry. For example, as
a reward for charging purchases on a free card, for which I never
spent a penny in interest, a while back I received $50 to spend at
Home Depot. Only nitwits and those who can't qualify turn down such
benefits. Which are you?

I didn't think there were any subjects you could expound on with less
authority than you do with alternative energy, but I may have been
wrong about that. Still, I'm still looking forward to reading more
about your brilliant financial strategy. Let's hear it!


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