Hybrid Car – More Fun with Less Gas

Insurance - Page 2

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Posted by Kevin Kirkeby on March 19, 2005, 12:17 am
 
Hmm, not exactly comparing apples to apples, are we? :-).
If you're talking about full coverage, comp and collision for the both of
them, the difference can be accounted for by the fact that you have a $5K
car vs an $000 SUV.

KK



Posted by PacKat on March 19, 2005, 2:04 pm
 
Kevin Kirkeby wrote:

Nope.  But they are the oly two I know.
I am surprise, the insureance for Prius is not much higher
because of the new technology.  The cost to fix a damage
engine must be sky high comparing to comparing conventional
engine.

pac



Posted by PacKat on March 19, 2005, 3:11 pm
 PacKat wrote:

sorry for all the pypo and repetition.  I need breakfast!!!
:-)



Posted by Mike Rosenberg on March 19, 2005, 3:44 pm
 

Liability insurance covers damage to other cars and property, so the
technology of the Prius isn't relevant.  Collision insurance could
conceivably cover engine and/or friction battery replacement, but that
would be a rare occurrence; in most collisions you would just need
standard body shop repairs, which would be the same for the Prius as for
conventional cars in the same size and price range.

--
Mike Rosenberg
<http://www.macconsult.com>  Macintosh consulting services for NE Florida
<http://bogart-tribute.net>  Tribute to Humphrey Bogart
Toyota Prius fans: Check out alt.autos.toyota.prius

Posted by dbs__usenet on March 21, 2005, 4:13 pm
 
Now why would you think that?  First, the engine is roughly the same cost as
any other.  Second, the power split unit is about the same ost as a trans-axle.


The Insurance company must be taking into account the fact that the Prius
can't be hotwired, so theft is lower, or maybe that the car sustains
less damage than others in minor collisions.?

Daniel

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