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Insurance Rates

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Posted by John Hinson on May 2, 2006, 9:36 am
How do insurance rates on the Prius compare to other cars. Higher,
lower. no change?

Posted by Michael Pardee on May 2, 2006, 12:21 pm

Here in Arizona with Farmers, no difference.


Posted by B. Peg on May 2, 2006, 12:49 pm
Dodge Ram pickup and Prius in Southern CA insured with Auto Club of So. CA
was about $0 difference.  Mine's around $30 year, F.C.  May have something
to do with comparable cost when I was shopping.

That said, with any new car it will go up --- substantially.


Posted by richard schumacher on May 2, 2006, 2:41 pm

Prius gets a discount from State Farm because it is difficult to steal.

Posted by mrv@kluge.net on May 2, 2006, 2:49 pm
 When I purchased both my 2001 and 2004 Prius, because the model was so
new, the insurance rates at the time was based on the purchase price of
the vehicle.  (I had the same quote for a 2001 Saturn LS300, as that
car was also a new model at the time and at the same price as the
Prius, the rates were the same.)

Just make sure that when you get your quote, that the insurance agent
is giving you all the discounts that you are entitled to.  NHW11s come
standard with an engine immobilizer and alarm, and both on my 2001 and
my mother's 2002 (different agents/different insurers) the insurance
didn't come with the discounts for the antitheft items.  NHW20s come
standard with the engine immobilizer.  Don't forget about the side air
bags if so equipped, either.

And some insurance companies (such as Travelers) offers discounts on

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