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Posted by Neo on April 17, 2011, 7:31 pm

I paid about  $200/year but my deductible is only $00.

Posted by Elmo P. Shagnasty on April 17, 2011, 9:07 pm
In article

Why so low?  That's a fool's game.

Get a quote for a $00 deductible, and figure out how often you'll need
to come up with that extra $00.

Posted by Neo on April 22, 2011, 7:22 pm

Yes - its one of the things I am considering this year
as a budget cutting measure. . Increasing the auto insurance
deductible will lower the auto insurance premium.

We have our share of fender benders and risky drivers
in DC/MD/NOVA metro area - so the insurance premium
can be pretty high here.

Posted by DA on April 19, 2011, 7:37 pm
 responding to
DA wrote:
Elmo P. Shagnasty wrote:

Since all auto insurance companies I ever dealt with only offered 6
months, not 1 yr payments at most, and all price comparisons I ever saw
were based on 6 months premiums, I have a suspicion this is a 6 month
premium you're talking about - when people (here in US anyway) think about
auto insurance cost, they tend to think in terms of a 6 months premium
costs - the most common basis.

Anyway, I've been paying something like $00/6 months (also $00
deductible) for the Prius since 2006. When you insure two cars, it's hard
to tell exactly what the portion of each is 'cause your liability is only
calculated once, but $00/6mos was just about it for Prius.

And then my teenagers became of driving age and any talks about car
insurance costs suddenly have no relation to the cars' make/model/year
whatsoever... :(


Posted by Elmo P. Shagnasty on April 19, 2011, 8:40 pm
  dirs_at_1-script_dot_com@foo.com (DA) wrote:

I took my $38/6 months and bumped it into a yearly sum.

The "under $00" is a yearly premium.

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