Posted by silledad on September 18, 2004, 9:55 pm
I picking up my Prius this week and was wondering if anyone had experience
with using their credit card to pay for a portion of the car. I remember a
few years ago the dealer freaked. I figure they're not giving me anything
off if they let me charge a few thousand at least I can get 1% back.
Posted by Mike Rosenberg on September 18, 2004, 11:16 pm
Each dealer will likely have their own policy, but I just got my Prius
on Monday, and Lighthouse Toyota of St. Augustine allows buyers to
charge up to $000. I was able to use a credit card for partial payment
on my Geo Prizm back in 1995.
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Posted by Michelle Steiner on September 19, 2004, 12:07 am
My dealer wouldn't take anything on a credit card.
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Posted by Bill McCalla on September 19, 2004, 4:58 am
It varies by dealer. I have been able to charge $000 toward two Prius and
$500 on another. I've also charged $000 toward a used 4Runner. This is at
4 different Toyota dealerships. If one Toyota dealer were to allow me to
charge the whole car, it would get my business, since they would be taking a
1.5% to 2.5% hit, depending on type of credit or charge card and the volume
they do. My brother put a entire used Nissan truck on a credit card, but he
was ripped off on the asking price.
Another ploy in being as cheap as me would be to ask for add-on accessories
not included in the sticker at dealer invoice, e.g. cargo net, cargo mat, or
ask for free service, or reduced extended warranty price (I tried). I was
able to negotiate NAV at dealer cost for my 2001 Prius, but the job was too
complicated for me to do. He put that $600 part cost on a dealer signed
promise statement. In retrospect, I wish I researched the Solara convertible
XM Satellite radio installation or part purchase for the Prius and made that
part of the deal.
Posted by dbs__usenet on February 3, 2005, 8:14 am
I bought a used car for my son on a credit card. The trick is to make the
deal and don't mention the card till it's time to hand them the check.
They will NOT want to cancel the deal. Mention it before and they will
bump up the price (somehow) to make up for the cost.
I prefer honorable dealings, so I offered to get them a check the next
day, and it was their decision to take the credit card NOW rather than
risk buyer's cold feet the next day.