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insurance rates

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Posted by chica on August 12, 2006, 7:42 pm

Shopping for insurance for my 2006 Prius, I am finding insurance quotes
are twice what I was paying for my 2000 Outback. Have others
encountered this with the Prius? By the way, I have a flawless driving
record--not even a parking ticket, ever.

Posted by Curtis CCR on August 13, 2006, 1:44 am

chica wrote:

My Prius replaced a 2001 Hyundai Sonata.  The total premium was about
60% higher for the Prius over what I was paying on the Sonata.  The
difference was in collision and comprehensive.  But it is
understandable - Liability is the same cost but the Prius is brand new
at about $5K, vs. the Sonatas fair market value of about $,500.
Three time the risk.  The Prius cost about the same as my 2005 Chrsyler
Pacifica to insure.

Posted by =?iso-8859-1?Q?mark=5Fdigital= on August 13, 2006, 6:39 am

That explains why. The "big one" has yet to come :)

Seriously though, I saw a 1/5th increase going from a 12 year old Chevy van
to the Prius. About $50. But for the last two years rates have come down
almost that amount across the board.
Maybe your updated information such as where it's being garaged and how much
you plan on driving has influenced the rate quotes. Do you have a
multi-vehicle plan with one company or did you drop one vehicle? Is your
house or home insured with the same company too? Sometimes putting things
all under one umbrella saves quite a bit.
My insurance (broker) is only a few blocks from where I live and it's nice
to be able to sit down with him and discuss things like this. I know I'm
paying a small amount more but the convenience is well worth it. Small
office and quick courteous treatment.

Posted by =?iso-8859-1?Q?mark=5Fdigital= on August 13, 2006, 8:41 am

You went from wondering about an extended warrantee to actually purchasing a
Prius in less time it takes to tie one's shoes?  And now you're wondering
about acquiring insurance? Were you posting your questions while at the

Posted by chica on August 13, 2006, 8:27 pm

Yes, it all happened quite quickly. :)

mark_digital wrote:

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