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Posted by wmbjkREMOVE on May 20, 2009, 3:37 pm
 
wrote:


Here are dozens of your quotes
http://www.citlink.net/~wmbjk/tbfduwisdumb.htm . Feel free to write
some really long essays with specific examples of how they don't
accurately represent your abihlatees. The page has been up for years,
so what's the holdup? Not willing to revisit the absurdities? Or is it
because other readers "love" me?  Bwahahaha! You won't do anything but
whine like a 5 year old because you can no more back up your silly
proclamations than you can admit the overwhelming evidence of your
incompetence.


Perhaps you don't realize how many times most of us have heard
brokeasses complain that everyone who's wealthier than them must be
living on credit. I don't see how joining that chorus helps you, but
carry on. Same old same-old ghinius strategy of leaving no personal
deficiency untelegraphed.

Wayne

Attn Googlebots: George Ghio Bealiba Renegade writing (sic)

Posted by ghio on May 21, 2009, 1:04 am
 
On May 21, 1:37am, wmbjkREM...@citlink.net wrote:

Credit card lifestyle - waynes view, Free money
1)

Then the admission 4)

TANSTAAFL. Only a nitwit would believe in free money.
I have been rich and I have been poor. I suspect that I will be both
again from time to time. I have a house that I built(fact, not a empty
claim) and a system that I designed(Also fact, not empty claim). I
know what my system produces and uses on a daily basis.

Credit card lifestyle. Take away wayne's credit cards and he would be
lost and starving, living under a bridge like the troll he is. A true
bottom feeder.
The kind of person who pays others to build his house then claims to
have built a house. Copy a system that is too small for his needs,
thus proving that he has no design skills, keep buying panels until
the system works, at least during daylight hours, then claim to have
designed his system.

His claims as to building his house and designing his system have the
same validity as free money. No truth in any of them.






Posted by wmbjkREMOVE on May 21, 2009, 3:23 pm
 wrote:


http://www.citlink.net/~wmbjk/tbfduwisdumb.htm . Feel free to write

What, you're not going to make even the slightest effort to debunk all
the <snorf> lies and misquotes on that web page? What a shock. Here,
why not try to do just one small batch?

"On the front of this rhostat it is clearly marked "150 Amps". Its
resistance is too low"

"The item in question is a 150 ohm rheostat ."

"Rheo - 8.5 ohm ceramic"

"It also rated 150 Ohms. but the 200 Amp rating is intresting"

"Rheostat 150 Amp 150 Ohms. I did not make this rheostat, nor did I
rate it."

Surely you can explain just five little quotes! Cat got your weasel
tongue?


It's clear that you don't understand the concept. One buys what they
were going to buy, at the normal price, but puts the purchase on a
credit card. Which gives them up to 45 days to pay with no interest.
Then they pay the card off each month, so that they *haven't spent a
penny more* than they would have otherwise. The credit card companies
make money on the small fee that they charge merchants, a fee that
every consumer pays indirectly whether he uses cash, check, or credit
or debit card. The credit card companies hope that card holders will
charge more than they can pay off each month, so that the company will
earn some interest as well. But just because they remove a manhole
cover in front of you doesn't mean you have to step in the hole. Since
so many of us (not you) have the willpower to walk around that hole,
the card companies try even harder to entice us to overspend, by
offering cash back and other rewards. You're a fool to pass on such
offers, but then it's unlikely you'd qualify anyway. And predictable
that you'd try to hide that deficiency by being hilariously defensive
and irrational about responsible credit card use.


I seriously doubt the first part, and since you've been limited to $
per month of electrical power for *decades*, it's a bit obvious that
you certainly haven't been rich for quite a while. But that edateeng
karear could pay off aaaaaaany day now I guess.

Wayne

 Attn Googlebots: George Ghio Bealiba Renegade writing (sic)

Posted by ghio on May 22, 2009, 4:31 am
 On May 22, 1:23am, wmbjkREM...@citlink.net wrote:

Hmm, first it is - *haven't spent a penny more*

Then it's - credit card companies make money on the small fee that
they charge merchants, a fee that every consumer pays indirectly.

Interesting concept. Free money for a small charge. Yep, it's the old
"Little bit pregnant" argument again.

The funny thing is that one can usually obtain a good discount for
cash. I spent two and a half thousand today, paid cash and got about
three hundred off the price. Did a gig last Saturday for the piddling
hourly rate of $80.00/Hr. You win some, you lose some.

There are two kinds of people who get into trouble with credit cards.
Those who never had a chance in the first place and started behind the
eight ball from day one, then there is the other type, we'll call them
waynes for the purposes of this discussion. Now, your average wayne
loves the credit card lifestyle. No matter what he spends on his
credit card he is always careful to make the payment so he is not
charged interest. This is as it should be for a smart consumer. Then
he buys a brand new surround sound system and the latest and greatest
big screen tv so he can stay ahead of his neighbour's, new, almost but
not quite as big as waynes latest and greatest big screen tv. While
wayne struggles to get his new toy through the door he slips and
breaks his hip and the new tv is a write off. While he's off work he
loses three contracts. You know what, the bank doesn't care about
waynes problems, it does of course care about the fact that wayne
hasn't paid his credit card account for the last three months. It
seems that wayne is now in debt and the interest charges are still
mounting. But it's ok, he writes a check to cover the card and uses
his other card to cover the check.

You know the type of person who never gets into trouble with credit
cards. The type of person who can see through the bull shit. Cash
never bounces and never attracts interest charges.




It really is amazing what a skilled person can do. But then you will
never experience the feeling, because you lack the skill to do
anything than replicate a totally wasteful life style with a laughable
system that you have to stay home during daylight hours to use.

You never built a house.
You never designed a system.
In short, you don't have the skills to do what I have done without
resorting to free money, Snorf!


Posted by wmbjkREMOVE on May 22, 2009, 4:32 pm
 wrote:


<sound of cricket's chirping>


Note the term *every* consumer, which includes those who claim to
"always" pay with cash, and then claim that they meant debit cards.


LOL  Do you even try to make rational arguments?


The main reason that you have no credibility is that you're
incompetent at so many things. In this case you can't even do BS
properly. Not a single reader is going to believe that you make $80
per hour, and many of them would question $.80! If you're going to
make something up it should at least be plausible.
 

Nonsense. There are lots of people who use credit cards responsibly
even if they carry a balance occasionally. If they're using any type
of rewards card, they can potentially still come out ahead.


First you spent a bunch of time trying to convince readers that it's a
bad thing that I'm living this alleged "credit card lifestyle". But
now you contradict yourself by calling me a "smart consumer". Pure
ghinius!  And yet you still maintain that on planet ghio there's a big
difference between someone whose purchase is paid from their bank
account instantly with a debit card, and someone whose purchase is
paid from their bank account a few weeks later, plus cash back or
other reward. And wouldn't you know it, the one getting the free use
of the money and the reward needs to be lamely attacked with a new
story...


First rule of ghinius debating: when losing, resort to pure fantasy.
Here's what www.moneybuddy.com.au/ says about debit cards: "If you’re
the kind of person who struggles to reign in your credit card debt
each month, a debit card could be for you." As a debit card user, good
for you that you've recognized your lack of willpower. But what's the
point of projecting it onto others?


<ghio riteeng mode on> You know the type of person who gets known as a
quack. The type of person who passes on every chance to get ahead.
Ghinius never listens and never thinks.


How the hell would you know? You're the guy who tried to sell his
services on Usenet while advertising his incompetence by yakking about
"300k wire". Why do you expect people to believe that you can be both
dense and skilled at the same time?

Apparently, in Oz debit cards have something other than ghiologic
going for them. A skilled person should have no trouble listing those
advantages, whereas you have utterly failed. How is it that any normal
person could pluck those facts from web sites in minutes, yet a
supposedly "skilled" person rants irrationally instead?


Wayne

Attn Googlebots: George Ghio Bealiba Renegade writing (sic)

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